Benefits of NOT having health insurance

This is my take on the whole health insurance industry. I think it stinks!

It seems that everyone wants a stable job with benefits. What does this mean? I had a good job with really "good" benefits and at the end of the year, I still had to pay alot of money out of my pocket. Like, $1,500 to be exact.

Let's do a side by side comparison....for example, let's say you pay $300 per month for family health benefits offered by your company. You have a $30 copay every time you see a physician. Or maybe you have a deductible of say $300 per year and you must meet that deductible before the insurance kicks in. Either way, you are paying $300 per month, you take all of your 3 kids to get check ups and you pay $90 out of pocket for copay or you pay in full if you have a deductible. One of your kids needs a prescription. You have to pay for this too since you have a deductible Now you are out about $600 that month if you have deductible to meet. Or you are out about $400 if you have a copay.

My point is, how many times will you take your kids to the doctor that year? Maybe, once or twice if they get sick. Maybe you will need to go to the gynecologist, or a specialist. Depending on your health situation, you may need more visits and prescriptions. Maybe you are not covered because you had an existing condition.

You are spending $3,600 for family insurance for the year plus the copays and or deductibles you have to meet. And I haven't even mentioned if you have a dental plan! There are exclusions and costs for this too. Does your medical plan include dental and vision coverage? Probably not.
My example is only an example. Chances are that you pay more than $300 per month for family health benefits offered by your job.

I have a solution. Especially if you can not offered the benefits offered by your employer. Especially if you are underinsured or not offered insurance at all!

Check this out....go to www.mybenefitsplus.com/12723789 Here you will find an alternative to the expensive insurance that you are paying for now or that you can't afford. ''

Complete medical, dental, vision, prescription and chiropractic care for $59.95 per month for the entire household! The difference is that every time you see a medical provider, buy prescription drugs or eyeglasses or see a dentist, you pay a substantially discounted rate So keep the money in your pocket, pay only $59.95 per month with no long term contracts to this plan, and get a true discount at the time of service. Wow! This is called consumer driven healthcare. It works and it is the way this country is going. You and your doctor control your care! Isn't that a neat concept. Doesn't this make sense??